Financial Freedom

Financial Freedom

The idea of financial freedom conjures up all kinds of images. For many it is having the folks from Publisher’s Clearing House knock on the door and award them $5,000 a week forever. Winning the lottery works for others. Some think of earning just a little bit more....
Spending Plan

Spending Plan

I used “spending plan” in order to get you to at least read the first couple of sentences. The reality is that I am going to discuss a budget for personal finances. If you really want to get off on the right foot financially this year, it will require working with a...
Saving and Giving

Saving and Giving

No one will ever save money or experience the joy of generosity without developing a plan.  The best plans are the simplest plans.  All My Money, a personal finance program, suggests that one can start small with a savings goal. Start with one penny the first day and...
Organization

Organization

Everyone seems to be marketing tools to get us better organized in this New Year. Products run from storage boxes to day planners and everything in between. Now is time to get one’s financial matters organized. Today is a good day to finally reconcile that check...
New Beginnings

New Beginnings

There is something satisfying about turning over the first page of a new calendar for a New Year.  But it does seem like we just started a new decade, and now we are pushing toward the end of it. The gift of a new beginning is that all of the issues that we failed to...